Wednesday, 26 October 2011

The Debt Thingy

Heellooo
Just wanted to pop in and give you a bit of an update on "The Debt Thingy". As you know I have really struggled with this and the predicament I find we are in.........but guess what its getting better.......not the debt thingy thats still there, but how it feels. I'm not exactly sure why as nothing has changed but I just feel so much more peaceful about the whole thing. This is huge for me as only 2 weeks ago I was in the "ugliest, woe is me, life is so unfair" hole about the problemo.......and now peace .......what has happened????
 No nobody came along and paid my bills and I didn't win the lottery.
This is all I have done..........

I had a credit card funeral, I stumbled upon this on You Tube ....have a look its so funny ......just search "credit card funeral"..... I have now chopped up all our cards and put them to rest.




I read " The Richest Man in Babylon" a beautiful friend gave it to me when we lived on our Tropical Island and at the time had no idea how important it would become. Its an old fable, its not long you should read it......there is a free e-book on bizbuilders.usa.com .......I don't know anything about this website only that it has a free downloadable copy of this fantastic book.
The principles in this book have given me the confidence to let go of the fear that I am not doing enough.  I have put the saving and debt reducing strategies into place in my budget and now know.......I am doing enough.
I have been treating money with a lot more respect........ I think I told you about the Fairy Godmother I met at The Worlds Biggest Summit ........she has a mini workshop thingy on her website that talks about your relationship with money .......so I had a little think about this and realised I was pretty mean to money and if we were in a relationship.......me and money that is.........I'm sure money would of ditched me by now........so now I have stopped telling money ....."it is not enough" .....I have started saying thank you every time I pay for something.......not out loud ......just in my head. I am gentle with money and my money card and put them away carefully in my wallet, I dont just shove them in with the screwed  up receipt like I used to. I fold the receipt and put it in my wallet. I realised every time I spent money I would torture myself about whether I needed whatever I had just purchased...... Ditched that stupid habit and replaced it with .....I am doing the best I can as per "The Richest Man in Babylon's" advice. It feels kind of like a permission slip...
I have also started picking up money I see on the ground and taking it home and putting it in a special little box with a note to the Universe on it. I read an interesting post on this and it just made so much sense.
Oh and of course I have been saying "The Prosperity Prayer" I told you about in my last post.


So yesterday I get a text saying my power bill is late and I need to do something about it immediately. Normally this would send me into panic mode......but I feel quite ok...weird right.........I can't pay it right now as I only have $14 left until next Wednesday.......even this doesn't phase me......remember last week when I was in floods of tears as I only had $40 for the rest of the week. So I decide to ring the power company and explain I will pay the amount owing on Wednesday ..........I have paid most of it, its only a smallish amount owing............so I go to my file stand where I keep all the bills and stuff.......still quite calm at this stage ..........I remember reading the note I have on the front on the stand that says" It is so easy"............I wrote this weeks ago, I can't even remember why an just popped it there out of the way.
I found the bill and headed to the phone......dialed the number.....and its one of those "push this number If you want this deals" .............we have this really old phone and the numbers don't work very well and I can't get through........I will just use my cell phone.............dam no credit.......I am starting to feel a little bit of frustration rising........what am I going to do..........then I remember there is another old phone lying around, I will swap them..........yay success........so I push the appropriate number while preparing the story in my head..........then I hear this option...."would you like an extension on your bill until 23rd Nov".......hell yes........so I push it.........."your extension is in place thank you, goodbye."  OMG I have never ever come across that before.....IT WAS SO EASY......just like my file says.


You know what ......we are going to be ok ...me and you.
Love and Sparkles
xx

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